What To Know About Credit Scores Before Buying a Home
If you want to buy a home, you should know your credit score is a critical piece of the puzzle when it comes to qualifying for a mortgage. Lenders review your credit to see if you typically make payments on time, pay back debts, and more. Your credit score can also help determine your mortgage rat
Pending Home Sales Receded 4.9% in January
The real estate market saw a notable shift in January, with pending home sales dropping by 4.9%, as reported by the National Association of REALTORS®. While the Northeast and West regions saw gains in monthly transactions, the Midwest and South experienced losses. This trend extended across all fo
The Truth About Down Payments
If you’re planning to buy your first home, saving up for all the costs involved can feel daunting, especially when it comes to the down payment. That might be because you’ve heard you need to save 20% of the home’s price to put down. Well, that isn’t necessarily the case. Unless specified by your
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